Rates

Loans | Savings | Certificates

Loans	Rate	APR*	Term
Titled Collateral Loans, New or Used, Any item with a Certificate of Title	2.9% to 9.9%		n/a	Calculator
Share Secured VISA credit card	5% above deposit rate
Signature Loans	10% to 18%	10% to 18%	n/a	Calculator
Share-Secured Loans	+ 3.0% above deposit rate	0.1% above APR rate	n/a	Calculator
Visa Platinum credit card (No Annual Fee)	10.9%	10.9%	n/a
Visa Classic credit card (No Annual Fee)	12.9%	12.9%	n/a
Overdraft Protection Lns / Special Lns for Member's with Credit Issues	18%	18%	n/a	Calculator
Credit Builder Loan	18%	18%	12 - 18 months

*APR = Annual Percentage Rate
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Savings	Minimum Balance	Dividend Rate	APY*	Term
Regular Savings (Shares) average daily balance under $500 (click)	$25.00	0.15%	0.16%	n/a
Regular Savings (Shares) average daily balance $500 to $2500 (click)	n/a	0.15%	0.16%	n/a
Regular Savings (Shares) average daily balance over $2500 (click)	n/a	0.50%	0.51%	n/a
Checking (Share Draft) average daily balance over $1000 (click)	0	0.10%	0.10%	n/a
Money Market Plus Checking average daily balance over $2500, 6 checks maximum per month	$2,500.00	0.50%	0.51%	n/a
IRA's and Coverdell ESA's average daily balance up to $2500	$100.00	0.80%	0.81%	n/a
IRA's and Coverdell ESA's average daily balance $2500 to $10,000	n/a	1.00%	1.01%	n/a
IRA's and Coverdell ESA's average daily balance over $10,000	n/a	1.20%	1.21%	n/a
SPROUT Account for Kids (1st $5.00 is on us)	$5.00	0.15%	0.16%	n/a

Rates are subject to change without notice, including existing and previously opened accounts under certain conditions. Dividends are based on current income and available earnings of the Credit Union.

*APY = Annual Percentage Yield
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Certificates	Minimum Deposit	Dividend Rate	APY*	Term
3-Month Certificate of Deposit (Term Shares)	$1,000	0.50%	0.51%	3
6-Month Certificate of Deposit (Term Shares)	$1,000	0.50%	0.51%	6
12-Month Certificate of Deposit (Term Shares)	$1,000	1.00%	1.01%	12
24-Month Certificate of Deposit (Term Shares)	$1,000	1.24%	1.25%	24
36-Month Certificate of Deposit (Term Shares)	$1,000	1.39%	1.40%	36

*APY = Annual Percentage Yield
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