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Products
 Merchant Card Services. The Credit Union can help you capture CARD transactions, including VISA, MASTERCARD, debit and credit, in addition to other types of cards. SPECIAL PROMOTION: click the dollar sign to see our special Merchant Card Promotion made especially for our retail and wholesale florists. Regular Savings (Share) Accounts: This is the basic savings account you open to begin your membership in the Credit Union. The minimum balance required is $25.00, with a one-time $1.00 membership fee.
IRA Accounts (Traditional, Roth and Coverdell Education): Check our excellent RATES
Certificates of Deposit (Term Shares): 3 / 6 /12 / 24 / 36 months. RATES
Checking Accounts Funds Availability Policy Regular Checking: Low or no fee (with minimum balance of $300) / Plus Checking (Money Market) Check our high yield RATES
Loans (The rate is the same, whether new or used collateral to 5 years old): New and used vehicles ' New and used boats and jet skis ' New and used recreational vehicles ' Motorcycles ' Travel trailers ' horse trailers ' Personal (secured only by your signature) ' Household goods ' Overdraft line of credit ' Share(savings) secured ' Debt consolidation. Rates based on credit, capacity, collateral. OAC
Credit Life and Disability Insurance: We offers our members Credit Life and Disability Insurance on any type of loan including our credit cards. Credit Life Insurance would payoff your loan in the event you or the co-maker passed away, so your family would not have to worry about taking care of the debt. Disability Insurance will make your loan payments for you (coverage for primary borrower only) if you were out of work due to health problems. Premiums are calculated monthly and decrease as the loan is paid down. We think this is a great way to protect yourself and your loved ones from potential loss. It is a known fact that Credit Unions offer these coverages at far less than other lenders.
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Guaranteed Asset Protection(GAP) Another form of protection offered for our members is Guaranteed Asset Protection or GAP. GAP protects your loan in case your vehicle is totaled or stolen. If you owe more than your insurance company's cash value determination for the totaled vehicle, GAP coverage pays off the potential deficiency balance left on the loan with The Florist Federal Credit Union, plus you will have $1000 to pay down towards a replacement vehicle that you finance with the Credit Union. Even if the insurance settlement covers the loan balance, you still get the $1000.00. This gives you the freedom to start looking for a new car without the worry of how to come up with enough money to payoff the leftover balance from the totaled car loan. GAP is offered on various secured loans from your vehicle, travel trailer, ATV and more with a low one-time fee of $300.00 to protect the life of the loan. The cost through a dealership or a bank is normally at least $500.00.
Visa Gift Cards - Gift Card Benefits
- Accepted anywhere Visa debit cards are welcomed But cannot be used at an ATM, for a rental car, hotel, or pay-at-the-pump gas
- Safer than cash—if it is lost or stolen, unused portion can be replaced
- Can be used 24 hours after the card has been activated
- Can be ordered at the Credit Union by phone, 1-800-322-0811 toll free, 1-575-622-0560 office, by fax 575-627-6530, or by email at angela.christensen@thefloristfcu.org
- Purchase for $10 to $500
- Use it for yourself instead of travelers checks
- $3.50 cost per card
Visa Classic and Platinum credit cards
If you use your Visa check card or credit card to shop online, there's a new safety feature to help protect you from card fraud. Verified by Visa lets you add a confidential password to your existing card to confirm online purchases. We encourage our cardholders to use this special security service. It's FREE, convenient, and offers protection when you shop online. To create your password, begin by clicking on Verified by Visa shown above.
ON-LINE VISA STATEMENTS, PAYMENTS, etc. Easy to set up! Follow the link: www.ezcardinfo.com
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